Accidental Death & Dismemberment Coverage

A LifeEssentials^SM Accidental Death & Dismemberment (AD&D) and Loss of Sight Insurance policy can provide you and your family financial protection and security in the event something unexpected should occur.

Three different AD&D plans are available for employer groups and sold in conjunction with our LifeEssentials^SM life products:

• Basic Group Term AD&D - LifeEssentials^SM
• Supplemental AD&D - LifeEssentials^SM
• Voluntary AD&D - LifeEssentials^SM
• Dependent Spouse and/or Child Rider Voluntary AD&D - LifeEssentials^SM

LifeEssentials^SM is offered through Florida Combined Life Insurance Company, Inc. (FCL), an affiliate of Blue Cross and Blue Shield of Florida, Inc. (BCBSF). BCBSF and FCL are Independent Licensees of the Blue Cross and Blue Shield Association. Some limitations and exclusions apply.